What we do

Many companies see insurance is something that they must have, sometimes even forced to by law or regulators; insurance as an industry has gained a reputation of being bland and grey, whilst simultaneously unreliable or trustworthy.

PHY work with businesses to help them to understand the risks they may face and to develop an insurance program addressing their needs in a pro-active and refreshing manner, making insurance something that truly benefits our clients. Utilising technology to operate efficiently, digitally capture relevant information, and sharing it with insurers and customers immediately without the need for paper or folders.

Why PHY?

PHY was established to provide insurance that changes and adapts to the modern work environment.

Business are innovating to compete, insurance should too.

Pro-active Business Review - Rather than merely meeting once a year at annual reviews, we maintain constant open communications with our customers. This helps us identify increased exposures in your business that need to be addressed or opportunities for premium savings.

The end of “One-size-fits-all” insurance – Your business is unique, and your commercial insurances should match. No more overpaying for cover you don’t need, without exposure where it matters the most.

 A 21st Century approach to insurance – We can compete head-to-head with the most insurance firms by offering everything a broker can in a state of the art way, including a paperless service, digital communication channels and expert Cyber insurance advice.